Provides an efficient suite of R tools for scorecard modeling, analysis, and visualization. Including equal frequency binning, equidistant binning, K-means binning, chi-square binning, decision tree binning, data screening, manual parameter modeling, fully automatic generation of scorecards, etc. This package is designed to make scorecard development easier and faster. References include: 1. < http://shichen.name/posts/>. 2. Dong-feng Li(Peking University),Class PPT. 3. < https://zhuanlan.zhihu.com/p/389710022>. 4. < https://www.zhangshengrong.com/p/281oqR9JNw/>.